For funders

Run your entire funding book on one platform.

Bring your merchants — Lendmarket runs intake, bank verification, underwriting, contracts, ACH funding & debits, servicing, and billing on one ledger, with the integrations already wired in.

Non-custodial — you keep your railsOperating in private betaBank-verified · e-signed · ACH-native
Lendmarket • Lending platform

The operating system for business lenders.

Lendmarket builds the rails business lenders use to originate, underwrite, fund, and service deals — in one platform, on one ledger, with the integrations already wired in.

Operating in private betaHQ Baltimore, MDBank-verified · e-signed · AI-assisted
The payoff · Illustrative estimates

What running your book on Lendmarket can return.

Lendmarket automates the busywork end to end — funding is fast, decisions are quick, and the deals you can run (and the hours you get back) aren't capped by headcount. A couple of figures below are illustrative estimates; your actual results depend on your portfolio and process.

0hr
Typical time to fund — application to ACH
0%
Less time per underwriting decision
Deals per underwriter — it's fully automated
Hours back each week on servicing & reconciliation

Estimates shown for illustration only and are not a guarantee of results.

The integrations you'd otherwise build yourself
Bank verificationE-signatureACH · NACHACard paymentsBusiness verificationLien & judgment screeningDocument extractionMessagingReconciliationAudit logging Bank verificationE-signatureACH · NACHACard paymentsBusiness verificationLien & judgment screeningDocument extractionMessagingReconciliationAudit logging
Built, not promised
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Moving parts, fully modeled
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Funding rails supported
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Role-scoped portals
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Automated tests
One platform, end to end

Everything between application and payoff.

The merchant book you fund, and the operation that gets every deal funded — both in one place.

Where funders operate

Qualified deals in, paperwork out. Your underwriting, your terms — automated end to end.

The Lendmarket dashboard
Why funders choose Lendmarket

Built for how you actually run capital.

Built for the operator who funds deals, debits accounts, and chases NSFs on Monday morning — not a CRM with a loan tab.

Transparent fees

Tiered pricing that scales with volume. You always know exactly what you'll pay.

Real-time tracking

Watch disbursements, debits, and reconciliation update live across every deal.

Non-custodial by design

Funds move on your own ACH rails — no money-transmitter exposure, ever.

Decisions in seconds

Bank-metric underwriting with free safety rails approves or declines instantly.

Renewals on autopilot

Offers generate at customizable intervals with pre-calculated terms.

Compliance built in

EIN & standing checks, lien and judgment screening, audit-grade evidence.

The workflow

Four jobs, fully automated.

Underwriting

Bank-metric rules engine + free safety rails. Approve or decline in seconds.

Funding

ACH on your own rails — non-custodial. Disburse and debit on schedule.

Servicing

Amortization, renewals at customizable intervals, two-tier failure escalation.

Billing

Tiered platform fees, commission tracking, three-way reconciliation.

Your control room

Your whole book, at a glance.

Live KPIs, every deal and its status, defaults and renewals — the operating picture, without the spreadsheets.

See the platform
The Lendmarket dashboard
How it works

Live in days, not quarters.

01

Bring your merchants

Onboard your book and configure your funding products + risk presets.

02

Set your rules

Bank-metric thresholds, caps, and fee tiers — your underwriting, your terms.

03

Fund & service automatically

Contracts, ACH, debits, renewals, and billing run themselves.

Sample — pending a real funder quote

We onboarded our whole book in days and roughly doubled deal throughput — without adding ops headcount. It's the back office we always wanted.

Director of OperationsRepresentative — not a real customer yet

Bring your merchants. We'll handle the rest.

See how funders run their entire operation on Lendmarket.

Request access