Lendmarket gives business funders an end-to-end, non-custodial operating system.
Funders were stitching together intake, underwriting, ACH, servicing, and billing across spreadsheets and a stack of point tools that never quite talked to each other. Every new merchant meant more manual handoffs, more reconciliation, and more headcount just to keep the operation running.
Lendmarket unifies all of it into one platform — application intake, bank verification, underwriting, contracts, ACH funding and debits, servicing, and billing — so a deal flows from application to payoff without leaving the system.
And it does it while keeping funds on the funder's own rails. Lendmarket orchestrates, reports, and reconciles; the money never touches us. Funders get the automation without the custodial exposure.
Funds move on the funder's own ACH rails. We orchestrate and reconcile — never hold the money, never take on money-transmitter exposure.
The platform does the repetitive work — intake, underwriting, contracts, debits, renewals — so funders grow their book without growing their ops team.
EIN and standing checks, lien and judgment screening, and audit-grade evidence are wired into the workflow, not bolted on after the fact.
See how funders run their entire operation on Lendmarket.