The platform

From application to payoff, automated.

Every stage of a funding deal — intake, verification, underwriting, contracts, ACH, servicing, billing — in one funder-controlled platform.

● Non-custodial — you keep your rails● Operating in private beta● Bank-verified · e-signed · ACH-native
The workflow

Four jobs, fully automated.

◆

Underwriting

Bank-metric rules engine + free safety rails. Approve or decline in seconds.

↗

Funding

ACH on your own rails — non-custodial. Disburse and debit on schedule.

↻

Servicing

Amortization, renewals at customizable intervals, two-tier failure escalation.

▦

Billing

Tiered platform fees, commission tracking, three-way reconciliation.

Your control room

Your whole book, at a glance.

Live KPIs, every deal and its status, defaults and renewals — the operating picture, without the spreadsheets.

See the platform →
The Lendmarket dashboard
Why funders choose Lendmarket

Built for how you actually run capital.

◷

Transparent fees

Tiered pricing that scales with volume. You always know exactly what you'll pay.

◉

Real-time tracking

Watch disbursements, debits, and reconciliation update live across every deal.

⛨

Non-custodial by design

Funds move on your own ACH rails — no money-transmitter exposure, ever.

⚡

Decisions in seconds

Bank-metric underwriting with free safety rails approves or declines instantly.

↻

Renewals on autopilot

Offers generate at customizable intervals with pre-calculated terms.

✓

Compliance built in

EIN & standing checks, lien and judgment screening, audit-grade evidence.

Integrations

Plug into the rails you already use.

◎

Banking & verification

Bank-data verification, business standing, and court & lien screening.

↗

ACH & payments

A broad set of ACH processors and card rails — pick the one you run on, or bring your own.

✎

E-signature & docs

Contract e-signature and document handling, built in.

✆

Messaging

Email and SMS notifications across the deal lifecycle.

How it works

Live in days, not quarters.

01

Bring your merchants

Onboard your book and configure your funding products + risk presets.

02

Set your rules

Bank-metric thresholds, caps, and fee tiers — your underwriting, your terms.

03

Fund & service automatically

Contracts, ACH, debits, renewals, and billing run themselves.

Bring your merchants. We'll handle the rest.

See how funders run their entire operation on Lendmarket.

Request access →