The platform

From application to payoff, automated.

Every stage of a funding deal — intake, verification, underwriting, contracts, ACH, servicing, billing — in one funder-controlled platform.

Non-custodial — you keep your railsOperating in private betaBank-verified · e-signed · ACH-native
The workflow

Four jobs, fully automated.

Underwriting

Bank-metric rules engine + free safety rails. Approve or decline in seconds.

Funding

ACH on your own rails — non-custodial. Disburse and debit on schedule.

Servicing

Amortization, renewals at customizable intervals, two-tier failure escalation.

Billing

Tiered platform fees, commission tracking, three-way reconciliation.

Your control room

Your whole book, at a glance.

Live KPIs, every deal and its status, defaults and renewals — the operating picture, without the spreadsheets.

See the platform
The Lendmarket dashboard
Why funders choose Lendmarket

Built for how you actually run capital.

Transparent fees

Tiered pricing that scales with volume. You always know exactly what you'll pay.

Real-time tracking

Watch disbursements, debits, and reconciliation update live across every deal.

Non-custodial by design

Funds move on your own ACH rails — no money-transmitter exposure, ever.

Decisions in seconds

Bank-metric underwriting with free safety rails approves or declines instantly.

Renewals on autopilot

Offers generate at customizable intervals with pre-calculated terms.

Compliance built in

EIN & standing checks, lien and judgment screening, audit-grade evidence.

Integrations

Plug into the rails you already use.

Banking & verification

Bank-data verification, business standing, and court & lien screening.

ACH & payments

A broad set of ACH processors and card rails — pick the one you run on, or bring your own.

E-signature & docs

Contract e-signature and document handling, built in.

Messaging

Email and SMS notifications across the deal lifecycle.

How it works

Live in days, not quarters.

01

Bring your merchants

Onboard your book and configure your funding products + risk presets.

02

Set your rules

Bank-metric thresholds, caps, and fee tiers — your underwriting, your terms.

03

Fund & service automatically

Contracts, ACH, debits, renewals, and billing run themselves.

Bring your merchants. We'll handle the rest.

See how funders run their entire operation on Lendmarket.

Request access